For Investors
A fragmented market, a disciplined approach.
The UK independent sales organisation (ISO) market is fragmented and inefficient. Each ISO runs its own compliance, technology, and operations. Valtura Payments Group consolidates them onto a single platform — ours — and acquires the strongest performers on a clear methodology.
The thesis
Aggregation creates enterprise value.
Individual ISOs trade at single-digit multiples of revenue or low single-digit multiples of gross profit. A consolidated network — operating on shared infrastructure, with shared compliance, shared technology, and shared buying power — trades at meaningfully higher multiples on combined GP. The arbitrage between the standalone-ISO valuation and the platform valuation is the return.
Why the market
Fragmented, sub-scale, ripe for discipline.
Hundreds of UK ISOs operate independently. Each carries duplicate cost: compliance, technology, finance, ops. Few have the capital or appetite to build SaaS infrastructure of their own.
Why the model
Platform aggregation has been done before.
The "buy-and-build on a shared platform" playbook has worked across IFAs, dental practices, vet groups, and accountancy firms. Payments has the same fragmentation profile and has not yet been consolidated this way.
Why us
The platform is the diligence engine.
ISOs run their business on Valtura Platform. Every booking, residual, lead, and proposal is on the platform — so by the time we acquire, we already have a richer operating dataset than a traditional process would surface in a quarter of due diligence.
Operating model
Group platform. Independent operating brands.
Valtura Payments Group Limited is the holding entity. The platform — the SaaS that ISOs use to run their business — is the group's primary operating asset. Acquired ISOs join the portfolio and consolidate onto the platform's stack while retaining their merchant relationships.
Group
Valtura Payments Group Limited
UK-registered holding company. Owns the platform IP, the compliance infrastructure, the shared services layer. Holds the enterprise value created by the consolidated network.
Platform
Valtura Platform
The SaaS product. Serves ISOs both pre- and post-acquisition. Pre-acquisition customers pay a platform fee on gross profit; post-acquisition portfolio companies operate on the same stack.
Portfolio
Acquired ISOs
ISOs who have completed acquisition. Operating brands continue where it makes commercial sense; back-office, compliance, and technology consolidate onto the group platform.
What's next