How It Works
Understanding the platform economics model — how payment companies contribute, what they receive, and how aggregation creates enterprise value across the network.
The Revenue Model
Payment companies contribute a percentage of their gross profit to the platform in exchange for shared services, technology, and infrastructure. The contribution rate depends on the tier selected.
Network Tier
Network tier payment companies bring ecosystem value through participation in revenue share programmes such as PCI compliance and lead exchange, with no platform contribution required.
Platform Tier
Platform tier payment companies contribute a share of their gross profit and receive access to the full suite of platform tools including compliance, technology, and operational support.
Platform & Equity Tier
Equity tier payment companies contribute a higher share of their gross profit and receive everything in Platform, plus the 2× Gross Profit Exit Floor, Founder Pool Units, and a structured capital event pathway.
The platform uses these contributions to fund shared services across the network: regulatory compliance, technology development, buying power negotiation, and central operations.
The Value Exchange
Our platform is strategically structured so that payment companies retain a majority of their gross profit, while a modest contribution funds a robust shared infrastructure that enhances value for all participants.
Payment Companies Retain the Majority
Payment companies keep the overwhelming majority of their gross profit across all tiers. Network tier payment companies retain everything. This ensures that joining the platform is accretive — payment companies gain more value than they contribute.
Profit Retention
This model fosters a collaborative environment where payment companies can maximise their profitability while simultaneously benefiting from the collective strength of shared resources and infrastructure. By maintaining a majority of their profits, payment companies can invest back into their own growth and operation.
Platform Funds Shared Infrastructure
The platform's share funds shared compliance infrastructure, technology development, central operations, and the capital event value mechanisms that benefit all participants.
Infrastructure Vitality
The contributions from payment companies support essential shared infrastructure elements, including compliance mechanisms, technological advancements, and central operations. This ensures that the platform not only benefits individual payment companies but also creates valuable capital mechanisms for all stakeholders involved.
Value Creation
Aggregation transforms fragmented payment company revenue into enterprise value — creating returns that would be impossible for any single payment company operating independently.
Combined Gross Profit at Multiple
Individual payment companies are typically valued at 1–2x revenue. By aggregating gross profit across the network, Valtura creates a combined figure that can be valued at an enterprise multiple of 6x or more.
Scale Economics
Shared compliance, technology, and operations reduce per-company costs significantly. As the network grows, the cost base is spread across more participants, improving margins for everyone.
Technology Investment
Platform-level technology investment — AI tools, broker platforms, compliance systems — is spread across the entire network, giving every payment company access to capabilities that would be prohibitively expensive individually.
Want to See the Numbers?
Explore our interactive calculators to model returns, or get in touch to discuss the platform economics in detail.
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