Network
Increase gross profit across your book with zero platform commitment.
Real Revenue, No Commitment
The Network Tier is designed to increase gross profit across your book by plugging your payment company into shared group mechanisms that improve conversion efficiency, monetisation per merchant, and overall operating leverage — while you remain fully independent.
PCI DSS Compliance
Fraud Defence First (FDF) is Valtura’s dedicated compliance company that delivers PCI DSS compliance services to your merchants — so you can turn PCI from a cost and headache into a new, recurring revenue stream. FDF services your back book and front book, and the payment company earns commission on merchants onboarded and retained in the compliance programme.
Lead Exchange Network
The Lead Exchange Network is a simple, structured way for payment companies to increase GP from leads they can’t service well — without giving up independence. If you receive a lead that’s a poor fit (or better suited to a vertical specialist), you refer it into the cohort. The receiving payment company closes and services the merchant, and GP is shared between both parties. Participation is optional, controlled by you, and built to improve conversion, margin, and retention.
PCI DSS Compliance
Every payment company has the same PCI reality: merchants don’t want to do it, staff don’t want to support it, and it becomes a constant source of friction, tickets, and churn risk. The FDF model fixes this by separating compliance delivery from your payment company operation: You keep the merchant relationship and the primary processing revenue. FDF delivers the PCI service end-to-end (onboarding, guidance, completion support). You earn commission on the PCI service across your existing book (back book) and new merchants you board (front book).
Dedicated Group Company Delivery
FDF is the delivery arm: structured compliance workflow and merchant support. Payment company doesn’t need to hire PCI specialists internally. Clear separation of responsibilities (sales/relationship vs compliance execution).
Back Book + Front Book Monetisation
Service your existing merchants (back book) and earn recurring commission. Include PCI servicing on new deals (front book) to add incremental revenue per merchant. Converts a historical support burden into paid service.
PCI-Qualified Credibility
PCIP — PCI Professional Program Certified. PCIM — IBITG Certified. Positioning improves merchant confidence and reduces friction.
Payment Company Commission Model
Ongoing commission paid to the payment company on active merchant subscriptions. Creates predictable monthly revenue independent of new sales cycles. Improves unit economics per boarded merchant.
Reduced Operational Drag
Fewer inbound PCI questions and “stuck” merchants. Less churn / risk caused by non-compliance confusion. Less time spent firefighting and more time selling and retaining.
Where PCI DSS Compliance Adds Value
Monetise Your Back Book Without Changing Your Core Model
Most payment companies have an installed base that generates processing GP but also generates compliance friction. With FDF, you can add a recurring compliance revenue layer to that same book—without disrupting how you sell acquiring.
Improve Retention by Removing the PCI Pain Point
PCI confusion is a common reason merchants disengage, ignore requirements, or blame the provider/payment company when issues occur. A managed service improves the experience, reduces complaints, and helps keep merchants stable for longer.
Add a Clean Upsell to Every New Merchant (Front Book)
On every new deal, PCI can be packaged as a supported service rather than an afterthought. That increases revenue per merchant and reduces the “post-boarding drop-off” that happens when compliance hits late.
Offload PCI Workload from Your Team (Save Time Immediately)
Instead of support agents and sales teams answering PCI questions repeatedly, merchants are routed into a dedicated compliance service. That saves internal time and reduces the operational tax that PCI creates at scale.
Strengthen Credibility for Larger Merchants and Stricter Verticals
As merchant size increases (or risk profile tightens), compliance credibility matters more. Positioning FDF as the delivery partner, with recognised PCI professional certification, helps you win and retain merchants who care about governance.
Lead Exchange Network
Every payment company has the same problem: leads don’t always match your strengths. Some are too complex, too niche, too time-consuming, or outside your preferred vertical. In a typical model, those leads are either declined, left idle, or converted poorly—meaning wasted opportunity and lower GP. The Lead Exchange Network fixes that by creating a controlled referral mechanism inside the cohort.
Structured Lead Referral Mechanism
Simple process to refer leads you can’t service efficiently. Routes leads to a better-fit payment company within the cohort. Built for speed, clarity, and accountability.
GP Share Model (Everyone Is Paid for Value)
The receiving payment company manages the sale, onboarding, and ongoing relationship. GP from the merchant is split between the referring payment company and the receiving payment company. Converts “unused leads” into reliable shared GP.
Optional Participation with Full Control
You decide which leads you refer. You decide what you accept. You remain fully independent (brand, client ownership rules, operating model).
Vertical Specialist Matching
Designed to route leads to payment companies with proven performance in specific verticals. Improves close rate, pricing confidence, and long-term stickiness.
Group-Wide Performance Uplift
Wider effective deal flow without extra marketing spend. More consistent cohort performance as leads are matched to capability. Less volatility from “random lead quality” hitting individual payment companies.
Where the Lead Exchange Network Adds Value
Turn “Non-Fit” Leads into GP Instead of Dead Ends
When a lead isn’t right for your payment company—wrong vertical, wrong complexity, wrong timing—you don’t lose it. Refer it into the network and still share the long-term GP when the specialist closes it.
Increase Conversion by Sending Leads to the Payment Company Most Likely to Win
Vertical specialists close more because they know the objections, integrations, and risk profile. The network routes leads to the team with the highest probability of success—raising overall conversion and reducing wasted sales effort.
Improve Margins and Retention Through Better-Fit Placements
Better-fit deals mean better pricing confidence, smoother onboarding, fewer early-life issues, and higher retention. That increases GP per merchant over time—benefiting both the referring and receiving payment company.
Scale Deal Flow Without Scaling Cost or Headcount
Instead of hiring to cover every vertical, you use the cohort. You stay focused on your strengths while still monetising broader inbound demand—without building a bloated operation.
Keep Independence While Benefiting from Group Economics
This isn’t a merger and it isn’t a loss of autonomy. You remain an independent payment company with full control, but you gain access to a structured network that increases GP efficiency across the cohort.
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